On-time payment history is the most important factor in your credit score accounting for 35% of your total credit score, followed by credit utilization which makes up 30% of your credit score. Some may not see improved credit scores or approval odds, and not all lenders use Experian credit files or credit scores impacted by Experian Boost™. As you read the review keep in mind that results may vary. This review details how the feature works and what consumers can expect while “boosting” their credit scores. Experian Boost™ is a free feature that allows consumers to add additional data to their credit file with the goal of improving their FICO® 8 Score. Experian ®, one of the three credit reporting bureaus, wants to make it easier. Having a great credit score can have a major impact on your quality of life, but building a strong credit score can take years.
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